The Health & Safety Loan (H&S Loan) is designed for East Bluff homeowners in need of financial help in bringing their properties up to health and safety standards.

Borrower

• Borrower must be owner-occupant living in EBNHS SSD service area
• Borrower eligibility restricted to 80% of area median income (AMI is $54k)
• Loans to be used for defined H&S related repairs only

Maximum loan amount: $5,000

• Maximum loan term: 5 years
• 0% interest

Examples of Use

• Safety issues
• Repairs to non-functioning required exit doors
• Required health hazard abatement/remediation for mold, asbestos, lead
• Structural issues/potential structure failure
• Sanitary issues
• Sewer blockage
• Heating issues/heating plant failure
• Plumbing issues/Frozen water line
• Water heater failure
• Water service line break
• Flood
• Electrical issues/unsafe electrical wiring issues